Every family’s situation is different.

The examples below show how Arizona funding programs can significantly reduce the cost of tuition.

 

Option 1: Empowerment Scholarship Account (ESA)

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Estimated Tuition Calculation                                              Amount

Valley Lutheran tuition                                                         $13,650

Estimated ESA funding                                                      - $  7,900*

Estimated family balance                                                    $  5,750

Balance spread over 10 months                                         $     575 per month

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ESA award amounts vary based on the family's zip code, grade level and academic situation.

*The $7,900 amount is provided as a planning estimate and is not a guaranteed award.

 

Option 2: STO Scholarships

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Valley Lutheran families who applied to an average of six to seven School Tuition Organizations paid an average of $2,530 out of pocket during the 2025–2026 school year.

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Average Tuition Calculation                                                  Amount

Valley Lutheran tuition                                                         $13,650

Average STO scholarships received                                  -$11,120*

Average family cost                                                              $  2,530

Balance spread over 10 months                                         $     253 per month

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Scholarship awards are determined independently by each STO and are not guaranteed.

*Applying to multiple STOs can increase a family’s opportunities to receive scholarship assistance.

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Important: Arizona families must choose either ESA funding or STO scholarships. The two programs cannot be used at the same time for the same student. Our Business Office can help you understand which option may be best for your family.

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